Build Better Credit.
Build Bigger Opportunities.
Build stronger business and personal credit using AI-powered guidance, intelligent planning tools, funding readiness assessments, and professional credit management.
The TurboTax + Notion + ChatGPT of credit
Business Credit Builder
Guided 21-step path from formation to funding readiness with live progress tracking.
AI Credit Coach
Ask anything about business or personal credit and get clear, educational guidance.
AI Report Analyzer
Upload a report and get a plain-English summary with a prioritized action plan.
AI Dispute Assistant
Generate professional dispute letter templates with document checklists.
Funding Readiness
Educational readiness score across foundation, credit, banking & documentation.
Net-30 & Vendor Center
Track vendors, applications, reporting status and payment dates.
Document Vault
Securely store formation docs, EIN letters, licenses, and more.
Learning Center
Searchable, plain-English education on every credit-building topic.
Simple, transparent plans
Start free. Upgrade when you're ready. Cancel anytime.
Free
- Business Foundation Checklist
- Basic Business Credit Builder
- Basic Personal Credit Builder
- Funding Readiness Overview
- Learning Center
- 10 AI Questions / month
Pro
- Everything in Free
- Unlimited AI Credit Coach
- Unlimited Report Analysis
- Unlimited Report Uploads
- Unlimited AI Dispute Letters
- Unlimited Business Credit Builder
Business
- Everything in Pro
- Multiple Businesses
- Multiple Personal Profiles
- Employee Access
- Team Collaboration
- Unlimited Storage
Enterprise
- Unlimited Users
- Unlimited Businesses
- Client Management
- White Label
- API Access
- Dedicated Manager
Start building today
Join entrepreneurs organizing and understanding their business and personal credit with ArcaCentum Credit.
Get Started Free