Build Better Credit.
Build Bigger Opportunities.
Build stronger business and personal credit using AI-powered guidance, intelligent planning tools, funding readiness assessments, and professional credit management.
The TurboTax + Notion + ChatGPT of credit
Business Credit Builder
Guided 21-step path from formation to funding readiness with live progress tracking.
AI Credit Coach
Ask anything about business or personal credit and get clear, educational guidance.
AI Report Analyzer
Upload a report and get a plain-English summary with a prioritized action plan.
AI Dispute Assistant
Generate professional dispute letter templates with document checklists.
Funding Readiness
Educational readiness score across foundation, credit, banking & documentation.
Net-30 & Vendor Center
Track vendors, applications, reporting status and payment dates.
Document Vault
Securely store formation docs, EIN letters, licenses, and more.
Learning Center
Searchable, plain-English education on every credit-building topic.
Simple, transparent plans
Start free. Upgrade when you're ready. Cancel anytime.
Free
- Business Foundation Checklist
- Basic Business Credit Builder
- Basic Personal Credit Builder
- Funding Readiness Overview
- Learning Center
- 10 AI Questions / month
Pro
- Everything in Free
- Unlimited AI Credit Coach
- Unlimited Report Analysis
- Unlimited Report Uploads
- Unlimited AI Dispute Letters
- Unlimited Business Credit Builder
Business
- Everything in Pro
- Multiple Businesses
- Multiple Personal Profiles
- Employee Access
- Team Collaboration
- Unlimited Storage
Enterprise
- Unlimited Users
- Unlimited Businesses
- Client Management
- White Label
- API Access
- Dedicated Manager
Cancel anytime — you keep full access until the end of your billing period. No partial refunds. Refund Policy
Start building today
Join entrepreneurs organizing and understanding their business and personal credit with ArcaCentum Credit.
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